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Lender benefits

The SBA has streamlined the 504 loan application, approval and closing process. There is no excess or redundant paperwork. All the necessary forms and a loan check list can be downloaded here. Both the commercial loan and the SBA 504 loan use the same appraisal and environmental reports.

Wyoming Capital Access loan officers are available to answer lender and borrow questions or to discuss project financing options.

Benefits For Commercial Lenders

With an SBA 504 Loan, commercial lenders have first lien position and typically a 50% loan-to-value ratio, minimizing collateral risk. Smaller lending institutions can participate in larger projects; larger lenders can limit exposure to a particular industry and/or borrower. Lenders can leverage lending capacity across more borrowers, diversify default risk and reduce loss in the event of default. Under most circumstances, the SBA can realize on its collateral only after the first mortgage lender is paid in full.

Banks that participate in SBA 504 loans may be eligible for Community Reinvestment Act (CRA) credit on certain projects.

SBA 504 loans are designed to finance growth companies. Business owners who are investing in a permanent facility, machinery, equipment or other capital assets are often entering into his/her largest business-related investment. An SBA 504 loan often becomes the basis of an entire banking relationship.

Contact us to schedule a free Lender Training seminar for your Commercial Lending Department. We will discuss the SBA 504 Loan Program, recent program changes, and the advantages to lenders and their small business customers.

 

SBA 504 Financing in Sheridan, Wyoming
SBA 504 Financing in Cheyenne Wyoming
SBA 504 Financing in Laramie Wyoming
SBA 504 Financing in Buffalo, Wyoming
SBA 504 Financing Sheridan, Wyoming
SBA 504 Financing Casper, Wyoming
SBA 504 Financing Casper Wyoming
SBA 504 Financing in Laramie Wyoming
SBA 504 Financing by WIDC Frontier
SBA 504 Financing • Wyoming Capital Access
SBA 504 Financing • Wyoming Capital Access
Big Horn Psychological Services • Sheridan Wyoming

SBA 504 Financing • First Federal Bank & Trust & Wyoming Capital Access

Breeze Thru Car Wash • Cheyenne Wyoming

SBA 504 Financing • Bank of Colorado & Wyoming Capital Access

High Plains Psychological Services • Laramie Wyoming

SBA 504 Financing • First Interstate Bank & Wyoming Capital Access

Nite Owl Garage • Buffalo Wyoming

Direct Loan Financing • Security State Bank & Wyoming Capital Access

Price Solar & Electric • Sheridan Wyoming

Direct Loan Financing • Security State Bank & Wyoming Capital Access

River Rock Dental • Casper Wyoming

SBA 504 Financing • Platte Valley Bank & Wyoming Capital Access

River's Edge RV & Cabin Resort • Casper Wyoming

SBA 504 Financing • Jonah Bank of Wyoming & Wyoming Capital Access

Simple Start Childcare • Cheyenne Wyoming

SBA 504 Financing • First Interstate Bank & Wyoming Capital Access

Specialty Counseling & Consulting • Cheyenne Wyoming

SBA 504 Financing • First Interstate Bank & Wyoming Capital Access

Whitney Plaza Dental • Sheridan Wyoming

SBA 504 Financing • Security State Bank & Wyoming Capital Access

Wyoming Oral & Maxillofacial Surgery • Casper Wyoming

SBA 504 Financing • First Interstate Bank & Wyoming Capital Access

Contact

Wyoming Capital Access
725 E 2nd Street, Suite 100
Casper, WY 82601
307-234-5351
1-800-934-5351

FAX: 307-234-0101

Contact

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